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Stevie Wonder

Stevie Wonder, Chance The Rapper And More Perform at Dave Chappelle’s Benefit Concert in...

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[caption id="attachment_237007" align="aligncenter" width="594"]Stevie Wonder Kevin Winter/Getty Images[/caption]

Dave Chappelle recently brought together some of the best musical acts to pay tribute to victims in Dayton, Ohio.

On Sunday, August 25, the comedian hosted a block party and benefit concert in remembrance of the victims of the recent mass shooting in the area. Several top artists came out to perform including Chance the Rapper, Teyana Taylor, Thundercat, and the legendary Stevie Wonder. Other big names that appeared during the event were Talib Kweli, Chris Rock, and Jon Stewart.
Chappelle, who is a resident of Yellow Springs, Ohio, about 20 miles outside of Dayton, wanted to host the party to encourage the town's citizens. "Today we're going to show the world that nothing will get us down," he shared with the crowd. "Dayton, Ohio, no matter what's going on, no matter how tough these times get, we hold our heads up high, because we know what we're about. And we're not just doing this for our city. We're doing this for every victim of every mass shooting in our country."
The event, which was titled the Gem City Shine after Dayton's nickname, was held the day after the comedian's birthday. At the event, Dayton Mayor Nan Whaley gave him a birthday card and told him the city had declared that August 25 will forever be "Dave Chappelle Day" in Dayton.
The Gem City Shine was free for attendees though tickets were required. However, the lineup was kept a complete surprise for everyone. Wonder performed some of his biggest hits like “Higher Ground” and “Superstitious". Chance did a special rendition of his track," No Problem," while Taylor hit the stage performing some of her recent singles including "Gonna Love Me." Watch some great clips from the show below! https://twitter.com/Imkingb0ss/status/1165819423934025728?s=20 https://twitter.com/Imkingb0ss/status/1165814846950166528?s=20

Khalid Will Host Benefit Concert for El Paso Victims and Their Families

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[caption id="attachment_234617" align="aligncenter" width="600"]radio facts,radio djs,urban adult,Urban Radio,
urban radio personalities, rap radio stations,r&b radio station, hip hop music radio, black female singers RCA Records[/caption]

Khalid is planning to give back to the victims of the recent mass shooting in his hometown of El Paso.

The singer announced that he will host a benefit concert in the area later in August. All proceeds will go to the victims and families affected by this great tragedy. “Hearing/seeing an act of terrorism happen so close to home, my family, and my friends has been unbelievable and shocking,” the 21-year-old singer shared on Twitter. “Singing ‘915' and ‘city of El Paso’ on tour every night feels indescribable.” https://twitter.com/thegreatkhalid/status/1158405072713375744?s=20 Khalid grew up in a military family and had moved to El Paso before his senior year in high school. After bouncing around from place to place, he had found a home. "I didn't feel like I had a home until I moved to El Paso," he shared with USA Today in 2017. "The love and the friendships I made were influential. El Paso is where I started. I don't feel like I'd be making the music I'm making now if I hadn't gone there." The mass shooting in El Paso, which took place at a local Walmart on August 3, claimed the lives of 22 people and wounded 24 others. The suspected gunman has been booked on capital murder charges with prosecutors reportedly planning to seek the death penalty in this case.  

13 Things People Over 40 are MOST Concerned About

Radio Facts recently did a poll of our readers 40 and over about what they were most concerned about in their lives right now. There are not many surprising things on the list but we wanted to explore anyway. Here we offer suggestions for solutions as well. Click next at the bottom to see the next segment. 

#13 - Poor Eating Habits 3.14%

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The last, yet still a paramount, thing that most of our participants stated was most important to them was changing bad eating habits. As we get older the bad foods cost a much higher price. It is a challenge. Few people like to cook so fast food and restaurant alternatives have become a staple for busy people. Problem is both fast food spots and restaurants have horrific ways that they cook food for mass production which can cause mass heart attacks strokes not to mention a huge dent in your earnings. SOLUTION: Get a subscription to Netflix and watch the plethora of shows on how toxic meat and the American diet is. By the time you get done watching one of the migrant workers routinely stab a dead pig in the leg and watch the infected thick green and chunky puss spurt out and then watch the worker package the infected pig for grocery store delivery, you'll be running to your freezer to toss out the extra thick bacon and pig snout you were planning on having for lunch tomorrow. What we do today is paramount in preventing diseases and illness in the future.

ACCESSIBILITY: Many cities have vegetarian or healthy cooking and clean eating classes and there are many meal planning services that help people who are too busy to cook like Home Chef. Click NEXT below for next segment

#12 - Being old and alone 3.59%

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Even when we are married or in a great relationship, there are no guarantees. Many women expressed dismay over former restauranteur B. Smith's husband having a new woman in his life while they both care for her as she continues to decline with Alzheimer's. SOLUTION: What we do during the week determines our weekends. Stop and meet people, go to events even just to work the room and visit family in other cities during the weekends. The busier you are the more attractive you become. The universe likes what's moving not what's standing still and waiting. Call those people that you get business cards from to follow up. A whopping 95% of the business cards people hand out are never used. You never know what kind of opportunities you may be passing up. ACCESSIBILITY: There are many apps for meeting likeminded people for those who are too busy. There is often a perception that the act of using an app to meet people is desperate but so is being alone. As the saying goes, whatever you are looking for, there is an app for that. To start, check out Meetup.com

#10 - Making Major Changes in Life 4.93%

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When you get past 40 jumping from job to job or city-to-city becomes more intimidating SOLUTION: Do it anyway. Fear is what happens before we change.  Having options is like having insurance, as long as you have it you rarely need it. The problem comes from not exploring our leverage or ability to expand our knowledge base. After the age of 40, we should be secure enough to WANT to create other opportunities for ourselves by making ourselves more marketable instead of waiting for someone else to determine our fate. ACCESSIBILITY: There are many online schools that give accredited degrees in record time and many services like "Meet Up" as previously mentioned that have meetings for any and all types of people who have something in common in every city.

#9 - Family Relationships 5.16%

radiofacts.com Your family can make or break you. As we get older things change. We start to take care of our parents then start thinking about our own mortality. Older people are very fragile and childlike and greatly depend on their children, the family of the system to take care of them. Not knowing if we will have that same support system is intimidating. Not being able to help is heartwrenching. SOLUTION: Before you throw yourself down a flight of stairs, be there for your family and don't worry about the future. There are no guarantees and things will not always be as they are but you can live for the moment. ACCESSIBILITY: Eliminate future guilt, settle the differences you may have had in the past with family members and reconcile what you can and move on from what you can't.

#8 - Age discrimination 5.16%

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Losing a job for a person over 40 can have devastating effects especially if the person works in a youth-driven industry and/or has not gotten into a management position. THE GOOD NEWS: Millenials and GenZ'ers are very impatient and undecided. Employers, including entrepreneurs, are starting to look more and more at older workers to help their businesses grow with maintaining more stability and less repeated training. As a business owner myself, I can tell you hiring good help is one of the greatest challenges for any small business. ACCESSIBILITY: People over 40 need to also make themselves more marketable by learning online skills like Wordpress and using their leverage to promote their skills on sites like Upwork. There are many people over 40 who make thousands a month using their expertise to help others around the world on sites like these.

#7 - Starting another career 5.61%

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The best way to be prepared for the future? Be PREPARED for the future. Start training yourself NOW instead of waiting for the bottom to fall out. I have an aunt who just graduated with her masters at 75. It's never too late and the busier we are building the less we fear destruction that's out of our control. SOLUTION: Ask yourself what you would do if you got fired tomorrow? Don't wait until you actually get fired. Ask yourself where you want to be in two years. PLANNING is key, it puts you in control of your destiny instead of someone else. ACCESSIBILITY: Chances are if you have been working for 20 to 40 years. You have some type of leverage that can get you in the door doing something else. We usually always have something to fall back on and further develop and explore.

#6 - Continued relevance in my industry 5.83%

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Within the music industry, this is a very slippery slope. Once you lose your relevance you days are numbered UNLESS you have other skills and can morph into something else. SOLUTION: ALWAYS surround yourself with younger and smarter people. Everyone benefits. You benefit them with your experience and they benefit you with their knowledge that you may lack. Quincy Jones has ALWAYS surrounded himself with people of all ages it keeps him young and relevant. ACCESSIBILITY: Interns, Colleges, Meetups etc.

#5 - Losing Weight 5.83%

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VERY difficult especially as you get older. BUT necessary ... as you get older. SOLUTION: What you put in is what you get out. Something as simple as not eating after 5 can help drop 2 to 5 pounds a week. Do what works best for you. The small investment can pay off huge dividends. Crash diets always fail. Don't be in a hurry just be effective. Think about how fast a month goes by. You know your body better than anyone else. ACCESSIBILITY: Most of us have more than enough experience dieting and losing weight. Again, explore what works best for you but make it small changes and take your time for long term effectiveness.

#4 - Finding ways to Help Others 6.28%

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Change your life for the better by changing someone else's life for the better. This is a great investment in your future SOLUTION: There are many volunteer agencies that need help every day. The feeling that you get from helping others in need is like no other. Giving money to relatives is not "helping others" (especially when you probably won't get it back) visiting a nursing home and helping an older person with no family IS. ACCESSIBILITY: Check out sites like Volunteer Match

#3 - Job Security 7.17%

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There is, unfortunately, no such thing. We are not as afraid of losing our job as we are losing our payday. The art of learning to make your money work for you instead of the opposite is literally at your fingertips. MOST people are in endless debt with credit cards and expenses and today, EVERYBODY is after your wallet or purse with many services we don't need. SOLUTION: Seriously consider hiring a bookkeeper and CPA. It's like hiring a great trainer at a small gym. They will tell you where you are wasting the most money, how you can save money and where you should put your money. Some people will say "I don't have the money to pay them" but when you see the money that you waste each month, you will see you will actually SAVE more money by hiring them. Everybody needs a good money team. ACCESSIBILITY: Look on Yelp then do your own fast research after you look at local bookkeeper and accountant reviews. It's probably a good idea to hire them separately because then you have two people on your team instead of one. Beware of generic email addresses like @gmail.com or @yahoo.com. You want an accountant who is accountable and if they don't have a website with their own extension like [email protected] it may not be a good idea to hire them. Also, if they have an office space that's an added bonus. I would suggest meeting them for coffee to see what kind of vibe or energy you get from them.

#2 - Improving Health 8.97%

[caption id="attachment_216790" align="alignnone" width="2048"]radiofacts.com Working Out[/caption] We are very busy and it's SO easy to lose track of the need to work out.  Going to the gym can be a hassle when it's packed in the morning and in the evening after work with people just sitting on the machines or leaving the machines nasty. A commercial gym is an interesting place because MOST people don't go there to work out as much as they do to HANG out. There are a lot of lonely people that occupy the space in a gym having no idea how to work out but the energy can be negative when you are trying to accomplish a goal of getting in better shape. In addition the trainers at most commercial gyms are a joke, few are in shape and they want to lock you into huge contracts to use a trainer but the language in that contract states that if you find a trainer and they leave (and they always do because of the low pay) they can assign you another trainer of THEIR choice and you won't get your money back. SOLUTION: Seriously consider using a smaller NON-commercial gym where trainers pay to train people. There is no sneaking around and breaking the commercial gym rules by risking getting your membership banned and when a person invests in him or herself they are serious about what they do. ACCESSIBILITY: Seriously consider joining outdoor sessions to walk or run AND consider joining weekend groups that workout. This is a great way to meet people too. They are all over meetup and Groupon. The more variety you have the better your chance of success.

#1 - Planning for Retirement 10.99%

radiofacts.com This is the number one concern. We spend our entire lives working and paying a lot of taxes just to end up in a position where we cannot afford to EVER stop working. In the music industry, I always talk about how fortunate record people and salespeople are at radio stations. They have access to financially prepare for the future but radio Radio DJs don't have that luxury. We have absolutely no resources to teach us about finance. SOLUTION: Talk to a financial advisor. You don't have to commit but at least find out what you need to do. Many will tell you to put aside six months worth of living expenses and it seems impossible but they are right in the sense that if you can't do that, you are already living WAY above your means which is what is causing the problem in the first place. ACCESSIBILITY: Again you can find financial advisors on Yelp or ask for suggestions from friends and colleagues.
pennies from kevin podcast

Radio Facts Podcast: The High Price of the “Free Lunch”

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Radio Facts: The High Price of the Free Lunch Hear the podcast below or read the text below Ahh the air is cleaner, you feel much...

Real Estate Tips and Forecast: Why Black People Don’t Often use Black Agents

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[caption id="attachment_209379" align="alignnone" width="800"]radiofacts.com A home like this in a decent are of Los Angeles right now is going for $750,000 to $1.3 Million[/caption]

REAL ESTATE PREDICTIONS

I'm a vet real estate agent (10 years and counting) and I've been watching the rising market over the last couple of years as well as the economy, analysts predictions, the stock market, the news, and politics. All play a role in where the market is headed. After the major crash in 2008 with often bank insured predatory loans, (guess who made out like a bandit) my prediction is that we will indeed have another economic downturn within the next couple of years. It's inevitable. Will it be as bad as it was in 2008? Probably not. Some analysts say the 2008 crash was comparable to the 1929 crash and while both were drastic and tragic, most consumers have learned a good hard lesson DO YOUR HOMEWORK, READ BEFORE SIGNING, and UNDERSTAND LOAN TERMS. It's incredibly tragic to buy a home and then lose it and everything else a couple of years later to go back to apartment living. I've literally seen people die from the 2008 debacle when they lost everything.

RENTING AIN'T EASY

Renting an apartment in several markets is now a severely overpriced catalyst that prevents people from saving to buy a home or a condo my renters who want to buy are just spinning wheels. At some point, you have to ask yourself if it's wise to struggle when you can live more comfortably in another city? I've watched people get booted out of major cities like San Francisco and commute from outside towns up to 3 hours each way to get to a job in the San Franciso? Is San Francisco heaven or something? Your entire LIFE is spent working, getting there and getting home. I can't remember what actor said it but he started his career in LA by buying distressed properties with his actor income and he made huge profits within a year. He stated, "renting is just stupid." His point can be well taken especially for those in the industry where income can be unpredictable at times. Some people don't like the responsibility of owning a home or a condo but for those who have owned, it's the only way to go. It's amazing how some people think renting an apartment is a better financial decision than owning. That's like saying it's better to do a 72-month loan on a new car instead of buying a used version in cash. Cash is ALWAYS king because it gives you massive leverage. If you lose your job or if you have a negative situation take place as an owner, you have MANY more options to stay in the property from city programs to modifications to refinancing to standard sales and short sales or simply calling the bank. When you buy a house in LA, if you sell it in two years you can walk away with everything you paid for the mortgage during those two years and get a bonus on top of that. You just lived for FREE for two years AND got paid for it? Let me do some research on what apartment will do the same thing for you. DONE ... NONE! I will mow YOUR lawn each week for a deal like that. Sure, you hear about people having an illness and having to mortgage their home and that's unfortunate but you NEVER hear about people having an illness and having to mortgage their apartment. They will wheel you out on your bed with a cup of water and leave you by the trash bins. Buying a home IS a wise and a GREAT investment. But remember the old saying because it's true LOCATION, LOCATION, LOCATION!

EVICTION VS NEGOTIATION

To drive the point home further from the previous paragraph. In LA there is NO negotiation when you miss a rent payment. It's pay or GTFO and the procedure to evict usually starts on the 2nd or 3rd day of the FIRST month you miss your payment. At one time they, AT LEAST, gave you 30 days to sell your furniture but no more, THEY will keep your furniture and sell it themselves as payment after they kick you out. Owners will also further your dismay by destroying your credit and passing attorney fees on to you before the first 30 days of missing a payment is up. These days potential JOBS look at credit reports, AT LEAST, you can get 90 days to six months or more to get out of a mortgage AND you may have an option to do a short sale which could save your credit. Apartments don't LOOK OUT for you, they LOCK you OUT! (hint) Even if you could afford to buy a home in LA, let's say. Something decent is going to cost you $600.000 right now. This is a mansion in a city like Atlanta. The bigger question is, if you lose your job and/or the economy shifts, can you carry a $5500.00 mortgage payment? The key right now is about investing but also SAVING, which is why I'm a big fan of mid-sized markets for home purchases right now. Palm Springs, for example, is still very reasonably priced. You can still get a great house there for $300,000 or less. It's hot as a boiling pot of Turnips (reaching 125 degrees) but what some people fail to realize is the Valley's of Los Angeles are JUST as hot during the summer and the traffic in LA is unbearable and progressively getting WORSE. Palm Springs has Coachella, the Film Festival and many other events coming to the market that make it appealing for a home purchase and it's easy to get around. So in this instance, you get a good affordable deal and you can maintain it if the economy turns. If you have to work in a major market this would not work for you but for entrepreneurs, it's a great idea.

WHAT'S CAUSING THE TRAFFIC PROBLEMS IN MAJOR CITIES

I can speak for LA and tell you it's the kids who are moving here and piling up in one and two bedroom apartments trying to make it in showbiz. The cost of living makes them live four-deep in a two bedroom and they all have cars on the road. You see people in their 50s in LA with roommates now with the same situation, they all have cars. In addition, Uber and Lyft have exploded in the market because of the cost of living and people trying to make extra money. Airbnb contributes because a lot of the hotels are centrally located in LA and they charge hefty parking fees Airbnb puts a lot of people on the road who don't know the city well to find someone's home or apartment. Apartments are doing Air B&B too, telling tenants they can't do it but reserving 10 to 20 apartments for themselves to do it (lol) and designating parking spaces for those units. Public transportation still leaves a lot to be desired in LA but I'm going to get on the train soon to see what it's like for the hell of it.

HOW HOMEOWNERS AND APARTMENT COMPLEXES ARE MAKING A TON OF MONEY AS OWNERS

Elevated rent hikes for apartments – and homeowners can rent garage apartments. Apartments built after 1978 LOVE it when a long-term tenant moves out because whereas that tenant may have been paying $850 a month for rent (because of rent control laws) they can charge a new tenant $3000.00. In addition, if the apartment was built AFTER 1978 they can go up on your rent as soon as your first year is up by as much as they want if you don't sign a new lease, SIGN THE LEASE, but read the terms too. Most leases will not go up during the term of the lease but if you stay past the lease term and don't sign a new one because this is when all hell can break loose. I've seen people's rents DOUBLE in a year in the market. Owners are ruthless. Complexes make money from the film industry. They list the complexes as film locations and get a hefty fee for use, same as homeowners.

PARKING PROFITS AND GAMES

Apartment complexes make parking random for tenants which means grandmothers, hookups, boyfriends, and girlfriends get to park for free on a first come first serve basis and tenants may be sh out of luck and have to park on a nearby street. THEY then charge tenants a fee for an assigned space up to $150 a month or more. This should be illegal. They also rent spaces to nearby car lots who need a place to store inventory. The list goes on. For some apartments, condos, and houses the benefit is Airbnb.

WHY DON'T BLACK BUYERS USE BLACK AGENTS

Most major celebrities and industry people do not use black agents in markets like LA because they often take recommendations from their attorneys, accountants, managers, and agents who deal with people who look like them. This is horribly unfortunate for hard working black agents who are often shut out in the market anyway because of racism and prejudice. Buyers often use the people who look like them but the exception to that rule is more often than not Black buyers. The number one reason I have heard is "I don't want black people [or the "n" word] in my business, you know how we are." This is suggesting that if we work in the industry together, an agent will be messy and call the mortgage broker to find out the buyer's salary then gossip about it to other industry people. It's a legitimate concern but so it the fact that we don't often trust each other. Doing business with a non-black agent may make the black basketball player or the black actor feel more comfortable because they don't know the same people. Finally, we have bad experiences by bringing our cousin' Lil Man on tour with us and we make the whole community pay for Lil Man's actions when it comes to business. At the end of the day, MANY black sports figures and entertainment industry folks have been ripped off by those same people they trust and get the recommendations from when they wake up and see a 0 balance in their bank accounts. There is nothing wrong with using black agents, make your terms clear from the beginning and if you don't want ANY agent in your business find your OWN INDEPENDENT mortgage BROKER, which is something that I STRONGLY suggest to get you the BEST deal. Get an independent mortgage broker who knows about all the programs in the city that could benefit you. I rarely recommend, as stated earlier using mortgage companies affiliated with a subdivision or a property you are planning on buying, you may not be getting the BEST deal and the terms often don't allow you to use grants. Some people don't know for example, that if you have not owned a home in three years you automatically qualify as a first time homebuyer again which can help with closing costs and much more. Questions about buying a home in California or Georgia? Contact me at [email protected]  

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